DISCOVER THE BEST CHECKING OPTIONS.
PFCU CHECKING
Simple, convenient, and free checking.
FREE checking with no monthly service fees, ever
No minimum balance
FREE electronic banking services
CASH BACK CHECKING
Checking that pays you for doing banking basics.
FREE checking with no monthly service fees, ever
5.00% cash back on debit card purchases
(up to $10 per month)*
Refunds on ATM fees, nationwide
(up to $10 per month)*
No minimum balance to earn rewards
FREE electronic banking services
FREE BUSINESS CHECKING
Small businesses enjoy big advantages with no monthly fee.
FREE checking with no monthly service fees, ever
1000 FREE monthly transactions including checks, deposit items, and deposited cash/coin1
Online Bill Pay and eDeposit available
Overdraft protection from your Business Savings account2
*Cash Back Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by PFCU as ATM transactions. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Cash Back account qualifications are met during a Monthly Qualification Cycle, you will receive 5.00% cash back on up to a total of $200.00 PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back may be earned per Monthly Qualification Cycle. In addition, you will receive reimbursements up to $10.00 for nationwide ATM fees incurred within your Cash Back account during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When Cash Back qualifications are not met, no cash back payments are made, and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Cash Back account on the last day of the current statement cycle. Rates and rewards are variable and at our discretion may change after the account is opened without notice to you; fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements may apply. Limit one (1) account per primary social security number/individual taxpayer identification number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our Philadelphia Federal Credit Union member service representatives for additional information, details, restrictions, processing limitations and enrollment instructions.
1Fee of $0.25 is assessed for each item in excess of 1000. Please refer to our fee schedule for full disclosure of costs and charges.
2Consult a PFCU representative for details.
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